Oh what an IPhone App. I bet this is one of best apps available for iPhone.

It streams music from you home computer to anywhere.

Install the helper application in you home computer, then it scans you entire computer and you have your entire music on the iPhone.

Provides an interface like iTunes.

The Wizard of Lies by Diana B Henriques

This book gives an detailed account of how Madoff skimmed off his victims. I find it hard to believe that people take decisions based entirely on emotions and trust with their retirement money.

Below is the Amazon link

Madoff exploited an thousand year old human emotions trust and greed to his advantage.

The social network also plays it’s part. let say that your friend does something crazy and makes lot of money, then you obviously would want to do the same or you get pressurized to do that same.

And finally take some time to manage your saving instead of relaying on gut and trust.

Investment Principals
1. High returns is directly proportional to High risk.
2. Never place all your eggs in one basket
3. You shouldn’t invest in something that you don’t understand.
4. Don’t make any emotional investment always check if the number add up.